Improve your credit rating
Negative credit information can prevent your ability to borrow. Being informed is your best defense. You have rights, let’s start using them!
You know that a mistake on your credit history can ruin you–it may mean higher interest payments, inability to obtain a loan, a credit card or to buy a house. It may even prevent you from obtaining the job you want–because some employers check credit history.
Thus, it is advised that you check your credit history every 1-2 years.
We want you to know…
The three major credit reporting agencies, also called Consumer Reporting Agencies (CRA’s) are NOT government agencies, they are for profit, multi-million dollar corporations that gather and sell your private personal information, to creditors, insurers, employers, landlords, and companies that solicit you for credit and insurance offers. They also sell your information to telemarketing and mailing list companies, without your permission and in most cases without your knowledge!
They admit that errors occur on consumer reports, but they do nothing to correct them, instead they report whatever they want and make the consumer “prove” that the report is inaccurate. (Whatever happened to” innocent UNTIL proven guilty!”) Are you tired of being: Turned down for credit? Having to “explain” every time you apply for something? Getting stuck with high interest rates? Do you make plenty of money and still can’t get a credit card? Are you fed-up with the credit reporting agencies dictating your future? Fight back! You can get the credit you deserve, and we can help!