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More and more people today are seeking respite from their financial problems by consolidating their loans. Debt consolidation is a theoretically simple process of combining all the loans of a person into a single loan, with a single rate of interest and repayment pattern. When a person consolidates his/her loans, the payment is to [...]

In this fast paced world of consumerism, money is a commodity that is all powerful and yet, ephemeral. The nagging worry of “How did I spend so much in so short a while” is something that haunts even the most affluent, and more so for the forever wanting middle class. It is in this [...]