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Negative credit information can prevent your ability to borrow. Being informed is your best defense. You have rights, let’s start using them!
You know that a mistake on your credit history can ruin you–it may mean higher interest payments, inability to obtain a loan, a credit card or to buy a house. It may even [...]

People are said to have bad credit when they have defaulted on loans in the past. Auto loan defaults, court judgments, involuntary repossessions, all count against the persons credit history. Lenders use a persons credit history to determine if the borrower is credit worthy and to determine if they are willing to take a [...]